Home Insurance

Coverage that protects your biggest asset.

Home insurance secured with Capstone Insurors.

Home » Personal Insurance » Home Insurance
Your home is one of your biggest assets. That’s why it’s important to do everything you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for your home and your family.

Get the insurance your home needs.

Your home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.

What are the risks your home faces?

Imagine if your house caught on fire. Not only would you lose your home, but you’d also be burdened financially and emotionally. Without adequate home insurance, you would be left with no way of raising the funds to pay off the balance of the mortgage. Of course, home insurance may also protect you from more common things like pipe leaks and property damage. Because even small issues can add up, and having comprehensive coverage helps you protect your biggest investment.
INTERACTIVE GRAPHIC

Home Insurance 101

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.

Add Your T

Water Damage
 
Risk Factor

Whether entering from outside your home from a flood or from within your home’s plumbing system, water damage is the most common cause of loss to a home. Many policies exclude losses caused by backup of sewers and drains, and all unendorsed homeowner policies exclude damage caused by a flood.

Solution

Careful review is essential to protect your home and belongings from all sources of water damage. We recommend coverage solutions from insurance companies that include backup of sewers and drains. Also, identify cost efficient solutions to address the risk of flood damage in the first place.

Note: Actual policies must be consulted for specific terms and conditions.

ooltip Text Here

Medical Expenses
 
Risk Factor

If a guest is injured while on your property, even when it’s due to a friendly game of baseball, you may be required to pay any medical expenses associated with their injury.

Solution

Your homeowners policy should include medical expenses coverage to take care of injuries and treatment - generally not of a serious nature. In the event a person is injured on your property and requires medical attention, you would be able to submit the injury-related medical expenses to your insurance carrier. Medical expenses are usually paid without a liability claim being filed against you.

Note: Actual policies must be consulted for specific terms and conditions.

Protecting your home starts with the right insurance.

Finding the right coverage for your unique needs can seem overwhelming. We make things simpler by creating an insurance policy that gets you the proper coverage for your house at the right price.

Every home is different, your coverage should be too.

Home insurance policies cover a range of options tailored to fit the needs of your home and lifestyle. When reviewing your home insurance options, consider the following coverages:
  • Fire
  • Personal Property / Contents
  • Property Damage
  • Additional Living Expense / Loss of Use
  • Jewelry, Fine Arts & Collectibles
  • Medical Expenses
  • Personal Liability
  • Miscellaneous Coverage
  • Personal Injury
  • Umbrella
  • Excess Liability Coverage
  • Flood Coverage
  • Secondary Home
  • Collectible Cars
  • Wine Collection
  • Water Back-Up
  • Off Premises Theft

Do you have the right home insurance?

Does your current home insurance cover all your needs? Chances are, it doesn’t. As your insurance advisor, we’ll work with you to determine the risks your home faces and customize your coverage to fit your specific needs. Because whether you live in a one-story house or a mansion, it’s the place you call home. And your home deserves to be covered with insurance that’s more than the bare minimum.
Contact us today to discuss your options.

Get Started Today

As an independent agency, we are here to help you find the right Home Insurance coverage.
Get a Quote

Contact Us

  • Wentzville, MO
  • 636-800-4515
Facebook-f Instagram Twitter Linkedin-in Google
  • Contact Solae Group
As an independent agency, we are here to help you find the right coverage.
Please do not include sensitive, private information in this area.
  • Wentzville, MO
  • 636-800-4515
Facebook-f Instagram Twitter Linkedin-in Google

About Solae Group

Solae Group values the community they live in, as well as the surrounding area. Having a personal relationship with clients is a key part in helping meet their insurance needs.

We are licensed in: AR, CA, CO, FL, GA, IA, IL, KS, MO, NC, NY, ND, NE, OH, SC, SD, TX, WV

Quick Link

© Copyright 2024 Solae Group. All Rights Reserved.